Accident, critical illness, hospital indemnity
Join tens of thousands of other individuals, independent contractors, 1099s, and business owners.
Benefits
A wellness benefit is a rider that may be included with your accident, critical illness and/or hospital indemnity insurance coverage.
Plans are direct and owned by the individual policyholder.
No Underwriting required, simply sign and buy.
Available to any independent contractor working 20 hours a week.
All plans are billed via ACH or Credit Card on a monthly basis.
Claim Process
Obtain the fillable PDF claim form online.
Tell us who you are, what you elected and check a box telling us which exam or screening you completed.
Take a picture and email it to EquitableClaims@yourbenefitexpert.com
After filing the form, contact Equitable claims at (866) 274-9887.
Claims should be filed within 180 days.
Accident
Pays cash directly to an insured for unexpected accident related costs, like treatment, surgeries, and hospitalization, providing financial readiness.
Critical Illness
With critical illness insurance, you'll receive a lump-sum cash payment if you or an eligible family member are diagnosed with a covered illness.
Hospitalization
Pays lump sum benefits to help cover costly stays and medical expenses, offering direct cash support for members dealing with unexpected injuries, illnesses, and childbirth.
Get in Touch
Please click the button below and submit the form. Our team will get back to you shortly!
P.O. Box 703
Freehold, NJ 07728
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Plan options are available for individuals, families, small and large groups