Our Plans
Dental Insurance Plans for Individual and Families
Dental insurance can be an affordable solution for those looking for regular and preventative coverage. Dental insurance covers routine services and can save you money out-of-pocket. Compare the best dental insurance plans with OneHealth and get a free quote on the right plan for you and your family.
Our Benefits
Benefits of a Dental Insurance Plan
Dental insurance plans provide the opportunity to lower expenses through an emphasis on preventive care. By adopting proper habits, maintaining a healthy diet, and regularly attending basic dental appointments, individuals can minimize the likelihood of requiring costly restorative procedures. Despite insurance coverage and shared risk between the carrier and the policyholder, these extensive treatments can still be financially burdensome.
What It Does
Can pay for regular cleanings and covers all or part of other procedures, such as fillings, crowns, root canals and braces, depending on your plan.
How It Works
You can visit the dentist for preventative care, such as a cleaning and exam. If anything else needs to be done to keep your teeth healthy, we'll cover all or a portion of the cost, depending on your plan.
What It Doesn't Do
Cover all costs for all dental procedures. Check with your benefits representative for your company's specific plan details.
Getting Started
Partnering with OneHealth to find your Dental Insurance plan
Dental Coverage
Plans typically cover preventive and basic dental care. Benefits vary by plan.
The Right Plan
Use your tools to easily find the best plan for you or your entire family.
Wide selection
We offer a broad range of plans to meet your dental needs, both big and small.
Preventative Care
Regular checkups and cleanings now may prevent more serious and costly issues later.
Our Benefits
Compare Costs of Dental Plans
OneHealth makes it simple to compare the costs of dental insurance plans. Whether you need to compare individual insurance plans or group dental insurance plans, you can do so through OneHealth.
| Dentist Choice | Out-of-Pocket Cost | |
|---|---|---|
| DPPO | Fewer Limitations: Not required to visit in-network dentists but DPPO in-network dentists will have lowest out-of-pocket costs. | Copayment: Pay a copayment for procedures. Require you to reach a deductible and have a maximum. |
| HMO (Prepaid Plan) | Very Limited: Choose one dentist or facility. Out of network procedures will not be covered. | Coinsurance: No deductibles or maximum. You pay a copayment for certain procedures. Some procedures are zero out-of-pocket costs. |
| Fee-for-Service (Indemnity Plan) | Fewer Limitations: Large choice of dentists. | Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed. |
| Discount Plans | No Limitations on network | Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum. |
What We Cover
What do dental plans cover?
Be sure to read the details of your dental insurance plan to understand the level of coverage and potential out-of-pocket costs.
Preventative Care
Cleaning
Routine office visits
Restorative Care
Fillings
Crowns
Endodontics
Route canals
Orthodontics
Retainers
Braces
Oral Surgery
Tooth removal and minor surgical procedures such as tissue biopsy and drainage of minor oral infections
Periodontics
Scaling
Root planning
Management of acute infections or lesions
Prosthodontics
Dentures
Bridges
FAQs
Dental Insurance FAQs
For individuals, dental insurance costs typically range between $16 and $70 per month. Costs vary depending on your provider and the level of coverage outlined by each plan.
Dental coverage is worth it, it leads to earlier and better dental care. Dental insurance can also lower your costs while helping you prevent dental hygiene problems that can impact your overall health. You should consider your oral health needs to determine what type of plan is right for you and your budget., it leads to earlier and better dental care. Dental insurance can also lower your costs while helping you prevent dental hygiene problems that can impact your overall health. You should consider your oral health needs to determine what type of plan is right for you and your budget.
- Assess your dental needs: Determine what type of dental coverage you need. Consider factors such as routine check ups, preventative care, etc.
- Research available options: Explore different dental insurance options in your area.
- Compare plans: Assess the benefits and costs of various plans.
- Use OneHealth insurance to help you compare and purchase dental insurance plans.
- Review plan details: Carefully review the plan documents, terms and conditions. Pay attention to coverage exclusions, waiting periods and other limitations that may apply.
- Enroll in a plan: Once you have chosen a dental insurance plan that suits your needs, enroll through OneHealth or by contacting the insurance provider.
The cost of a dental cleaning without insurance can vary depending on several factors, including the dental clinic, location, and the specific services required. It's best to contact your local dental clinic directly for accurate pricing information.
Dental insurance coverage for implants can vary depending on the specific insurance plan you have. Some dental insurance plans may offer coverage for a portion of the cost of dental implants, while others may not provide coverage at all. It is recommended to review the details of your dental insurance policy or contact your insurance provider directly to determine the extent of coverage for dental implants.
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