Personalized Coverage
OneHealth specializes in connecting individuals and small businesses with competitively priced, nationwide health coverage that exceeds industry standards. Experience the peace of mind that comes with having a premium, affordable health plan tailored to your needs.
Highlights
OneHealth connects small businesses and self-employed individuals with premium health plans that aren't available on the state Health Insurance Marketplace or Exchange. We use our unique bargaining power to negotiate group rates for our clients, making these plans more affordable than other options offering comparable coverage.
OneHealth offers unique health plans and benefits technology you won't find anywhere else
PPO plans available in all 50 states with nationwide coverage and no exclusions
A true major medical alternative to the ACA Marketplace that's 100% ACA-compliant
Complete suite of ancillary benefit options with top-tier carriers
Comprehensive white-glove enrollment, onboarding, and service
Benefit solutions designed for individuals and groups of 1-50 people
Individual medical plans that cover medical costs, such as doctor visits, hospital stays, surgeries, prescription medications, and preventive care for individuals and their families.
Group medical plans covering medical costs, such as doctor visits, hospital stays, surgeries, and preventive care for employer groups of up to 50 people.
Dental insurance helps cover the cost of dental care, such as routine cleanings, exams, fillings, and more.
Vision insurance is a type of specialized coverage to help manage eye care expenses, including eye doctor appointments and the cost of contacts or glasses.
Accident insurance plans pay cash directly to you to help with accident-related costs your medical plan may not completely cover, from treatment visits to rehab.
Hospital indemnity insurance pays you a lump sum benefit to help cover costly hospital stays, whether you're admitted for an unexpected injury, illness, or childbirth.
Critical illness insurance delivers a lump-sum cash payment if you're diagnosed with a covered condition, such as a heart attack, stroke, or cancer.
FAQ
PPO stands for Preferred Provider Organization. A PPO is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
In-network providers are those medical professionals who have an agreement with your insurance company to provide services at a discounted rate. Out-of-network providers are not contracted with your health insurance company and can typically charge higher rates, which could result in higher out-of-pocket costs for you.
A deductible is the amount you pay for health care services each year before your health insurance begins to pay. For instance, if your deductible is $1,500, your plan won’t pay anything until you’ve met your $1,500 deductible for covered health care services.
A copay is a fixed amount you pay for a covered health care service, usually when you receive the service. The amount can vary by the type of covered health care service.
Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe.
The out-of-pocket maximum is the most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered services.
The premium is the amount you pay to your insurance company every month (or quarter, semi-annually, or annually, depending on your arrangement) to maintain your health insurance coverage.
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Plan options are available for individuals, families, and small and large groups
