Our Plans
Flexible Health Plans Designed for Every Need
Our exclusive offering may not be available to everyone, but those who qualify benefit from competitively priced coverage with unmatched benefits. With OneHealth, you can rest assured that you're making the right choice for your health care needs.
Our program provides a level of coverage and access to care that exceeds industry standards. Don't wait any longer; apply now for a quote to see if OneHealth is the right fit for you. Experience the peace of mind that comes with having a comprehensive and affordable health plan tailored to your needs.
Highlights
OneHealth Program Highlights
At OneHealth, we believe in transparency and ethical business practices. As such, we want to clarify that our program is not available directly to consumers, and cannot be found on the ACA Marketplace, Exchange, or other digital marketing platforms. Our program is exclusively offered through partnerships with employers, membership organizations, insurance brokers, and advisors.
Group Benefits
True group benefits solutions available for individuals.
PPO Plans
PPO Plans available in all 50 States with no exclusions.
Medical Alternative
A true major medical alternative to the ACA Marketplace.
Ancillary Benefit
Complete suite of ancillary benefit options with top-tier carriers.
White-Glove
Comprehensive white-glove enrollment, onboarding, and service.
10-50 employees
Tailored small group benefit solutions for 10-50 employees.
Our Benefits
OneHealth Program Benefits
ACA Compliant
100% ACA Compliant with Zero Plan Lifetime Limits
PPO Networks
Coverage is provided through national and reputable PPO networks
Flexibility
Plans are owned by a single individual but are still offered on a group basis and rate.
Fortune 500
The same level and depth of coverage you would see in a Fortune 500 company.
Transparency
We manage our own risk, passing the savings and stronger benefits directly to you!
Security
Our exclusive plans are only available through OneHealth and its affiliates, not in state marketplaces.
FAQs
Got questions? We've got answers
An HMO is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.
A PPO is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
In-network providers are those medical professionals who have an agreement with your insurance company to provide services at a discounted rate. Out-of-network providers are not contracted with your health insurance company and can typically charge higher rates, which could result in higher out-of-pocket costs for you.
A deductible is the amount you pay for health care services each year before your health insurance begins to pay. For instance, if your deductible is $1,500, your plan won’t pay anything until you’ve met your $1,500 deductible for covered health care services.
A copay is a fixed amount you pay for a covered health care service, usually when you receive the service. This can vary by the type of covered health care service.
Coinsurance is your share of the costs of a covered health care service calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe.
The out-of-pocket maximum is the most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits.
The premium is the amount you pay to your insurance company every month (or quarter, semi-annually, or annually, depending on your arrangement) to maintain your health insurance coverage.
Prescription drug coverages are a component of your health insurance plan that helps pay for prescription drugs. Coverage varies by plan, with some plans covering a wider range of medications or offering better cost-sharing rates than others.
A pre-existing condition is a health problem you had before the date that new health coverage starts.Insurers can’t refuse to cover you or charge you more due to pre-existing conditions, on the Marketplace. Some underwritten, short term and sharing program policies can deny cover for pre-existing if not disclosed in the application process.
