For Employers
Trusted. Reliable. Affordable. Real Health Plans
The Premier Option for Small Business Health Coverage.
Our benefits
Competitive Plans Empowering Forward Thinking Companies
Get the same level of benefits typically only found in a Fortune 500 Company, available to you as a small business.
5,600 Hospitals
164,000 ancillaries
1,300,000 providers & facilities
For over 12 years we’ve helped countless thousands of people like you get affordable health plan coverage.
How It Works
Just 6 Easy Steps
Provide an Employee Census
Underwriting Reviews Quote
3-5 Day Quote Turnaround Time
Connect With One of Our Specialists to Review Your Proposal and Options
Work With Our Team to Determine the Plans to Offer and Pricing
Our Team Handles a Virtual Benefits Enrollment for Your Company
Our Partners
Network Provider Search
Cigna Network
Unsure if your doctor is in network? Search our provider network to check now.
PHCS Network
Unsure if your doctor is in network? Search our provider network to check now.
Highlights
OneHealth Program Highlights
At OneHealth, we believe in transparency and ethical business practices. As such, we want to clarify that our program is not available directly to consumers, and cannot be found on the ACA Marketplace, Exchange, or other digital marketing platforms. Our program is exclusively offered through partnerships with employers, membership organizations, insurance brokers, and advisors.
Group Benefits
True group benefits solutions available for individuals.
PPO Plans
PPO Plans available in all 50 States with no exclusions.
Medical Alternative
A true major medical alternative to the ACA Marketplace.
Ancillary Benefit
Complete suite of ancillary benefit options with top-tier carriers.
White Glove
Comprehensive white glove enrollment, onboarding, and service.
10-50 employees
Tailored small group benefit solutions for 10-50 employees.
Our Benefits
OneHealth Program Benefits
ACA Compliant
100% ACA Compliant with Zero Plan Lifetime Limits
PPO Networks
Coverage is provided through national and reputable PPO networks
Flexibility
Plans are owned by a single individual but are still offered on a group basis and rate.
Fortune 500
The same level and depth of coverage you would see in a Fortune 500 company.
Transparency
We manage our own risk, passing the savings and stronger benefits directly to you!
Security
Our exclusive plans are only available through OneHealth and its affiliates, not in state marketplaces.
Why Do I Need
The OneHealth
Plan Options
Details On Our 8 PHCS RBP Options
A referenced based pricing option within the PHCS network. Lower Cost but more complex for the policyholder
Details On Our 8 CIGNA PPO Options
A preferred provider network (PPO) option within the national Cigna network. Reliable and easy to use.
FAQs
Got questions? We've got answers
On average we are 20-40% cheaper than the ACA marketplace, with excellent competitive plan options.
Deductible options include:
No, a company does not have to be covered currently under any medical plan to apply for coverage.
For 10+ employees, OneHealth will email you our Census form (to include information on spouses/dependents if applicable). Once completed this will immediately go to underwriting for review. You will receive a Quote and Proposal document from us within 4 business days. From there, we schedule a quick call to review the proposal and determine next steps.
A Health Savings Account (HSA) is a type of tax-advantaged savings account that individuals can use to save and pay for qualified medical expenses. HSAs are typically associated with high-deductible health plans (HDHPs), and they offer several advantages.
QHDHP
- We offer two Qualified High Deductible Plans: the $3500 HSA and $5000 HSA Plan options.
- These are both qualified HDHP plans.
- The $7,350 Value Plan is NOT ELIGIBLE for the HSA contributions.
- An employee has to be in either the $3500 HSA or the $5000 HSA plan to be eligible for contributions to an HSA account.
- For a High Deductible plan to meet the criteria of a Qualified High Deductible plan that will qualify to work with an HSA Account.
- There cannot be any first-dollar coverage benefits.
- The $7,350 Value plan, does offer a Copay and a Drug card benefit that pays out before the deductible is met. This is why the plan does not qualify.
This can only be done during their renewal period or with a qualifying life event (QLE); they have 30 days from the event to add them or they will have to wait for the renewal period and provide proof of the event. A Personal Health Questionnaire (PHQ - for all to be covered) will need to be filled out for all new events. Newborns will be done with a paper application with Birth Certificate and SSN.
60 days from the date that we send the census to underwriting. After the 60 days, we would need to update (if applicable) and resend the census back over to underwriting.
We must receive a completed termination request form.
- The provider representative will call the number listed on the employee’s medical ID card.
- Members can call the number on their ID card to speak with a member advocate who can review their claim if necessary.
- If the member feels they need further assistance, they should then contact OneHealth customer service.
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Your monthly source for updates, tips, and insights on health plans and benefits from OneHealth, helping you make informed choices for your coverage.
