OneHealth is the top choice for small business health coverage, offering high-quality plans for 1 to 50 employees that exceed expectations at rates that suit your bottom line.
OneHealth connects you with a nationwide network of care providers, including:
OneHealth connects small businesses with premium health plans that aren't available on the state Health Insurance Marketplace or Exchange. We use our unique bargaining power to negotiate group rates for our clients, making these plans more affordable than other options offering comparable coverage.
True group benefits solutions available for individuals.
PPO Plans available in all 50 States with no exclusions.
All of the coverages from an ACA plan without the difficulties that come with an ACA plan.
Complete suite of ancillary benefit options with top-tier carriers.
Comprehensive white glove enrollment, onboarding, and service.
Reliable and easy-to-use PPO plans within Cigna's national network
On average, people who switch to plans offered through OneHealth save 20% to 40% compared to comparable plans through the state Health Insurance Marketplace.
No, a company does not have to be covered currently under any medical plan to apply for coverage.
For 10+ employees, OneHealth will email you our Census form (to include information on spouses/dependents if applicable). Once completed this will immediately go to underwriting for review. You will receive a Quote and Proposal document from us within 4 business days. From there, we schedule a quick call to review the proposal and determine next steps.
60 days from the date that we send the census to underwriting. After the 60 days, we would need to update (if applicable) and resend the census back over to underwriting.
A Health Savings Account (HSA) is a type of tax-advantaged savings account that individuals can use to save and pay for qualified medical expenses. HSAs are typically associated with high-deductible health plans (HDHPs), and they offer several advantages.
QHDHP
We offer two Qualified High Deductible Plans: the $3500 HSA and $5000 HSA Plan options.
These are both qualified HDHP plans.
The $7,350 Value Plan is NOT ELIGIBLE for the HSA contributions.
An employee has to be in either the $3500 HSA or the $5000 HSA plan to be eligible for contributions to an HSA account.
For a High Deductible plan to meet the criteria of a Qualified High Deductible plan that will qualify to work with an HSA Account.
There cannot be any first-dollar coverage benefits.
The $7,350 Value plan, does offer a Copay and a Drug card benefit that pays out before the deductible is met. This is why the plan does not qualify.
We must receive a completed termination request form.
The provider representative will call the number listed on the employee’s medical ID card.
Members can call the number on their ID card to speak with a member advocate who can review their claim if necessary.
If the member feels they need further assistance, they should then contact OneHealth customer service.
Access affordable nationwide health plans for independent professionals and small businesses.
Plan options are available for individuals, families, and small and large groups