Accident, critical illness, hospital indemnity

Voluntary Benefits

Join tens of thousands of other individuals, independent contractors, 1099s, and business owners.

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Benefits

Our Top-Tier Plans Benefits

A wellness benefit is a rider that may be included with your accident, critical illness and/or hospital indemnity insurance coverage.

Plans are direct and owned by the individual policyholder.

No Underwriting required, simply sign and buy.

Available to any independent contractor working 20 hours a week.

All plans are billed via ACH or Credit Card on a monthly basis.

Claim Process

Filing a Claim is this easy

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Obtain the fillable PDF claim form online.

Tell us who you are, what you elected and check a box telling us which exam or screening you completed.

Take a picture and email it to EquitableClaims@yourbenefitexpert.com

After filing the form, contact Equitable claims at (866) 274-9887.

Claims should be filed within 180 days.

accidents

Accident

Protection for When the Unexpected Happens

Pays cash directly to an insured for unexpected accident related costs, like treatment, surgeries, and hospitalization, providing financial readiness.

Critical Illness

Protection That's Critical

With critical illness insurance, you'll receive a lump-sum cash payment if you or an eligible family member are diagnosed with a covered illness.

Hospitalization

Coverage for planned or unexpected expenses due to hospitalization

Pays lump sum benefits to help cover costly stays and medical expenses, offering direct cash support for members dealing with unexpected injuries, illnesses, and childbirth.

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Plan options are available for individuals, families, small and large groups

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