Our Plans
Vision Insurance Plans for Individual and Families
Vision insurance is a specialized coverage that helps individuals manage their eye care expenses. It typically covers eye care services such as routine eye exams, prescription eyeglasses, contact lenses, and sometimes procedures like LASIK and other vision correction surgeries.
Our Benefits
Benefits of a Vision Insurance Plan
Unlike medical insurance, vision insurance plans do not provide unlimited benefits after you meet your deductible. In fact, most eye insurance plans only offer discounts for an annual premium. In this article, you will learn more about vision insurance coverage and related concerns. You will also learn where to find the best vision insurance, whether you're looking for individual or group coverage.
Routine eye health
Routine vision care may not be covered by your health plan.
Lower overall costs
A vision insurance plan may reduce your out-of-pocket costs for eye care.
Maximize benefits
Receive discounts on vision expenses like glasses or even LASIK.
Ongoing support
Have questions? Our licensed agents have answers for you.
TEAM SERVICES Benefit
What is vision insurance?
Vision insurance can help you cover some of the cost of maintaining healthy vision, such as routine eye exams and contact lens fittings. However, it's important to look around to find the right plan for you.
When you buy vision insurance, it's important to understand all the costs associated with your plan. You should also discuss your benefits with your agent or eyecare professional. For example, some employers provide group vision insurance as part of their benefit packages. Depending on what is included, you may also wish to purchase supplemental vision insurance to cover the cost of exams, eyewear, and other vision necessities for you and your family.
Our Benefits
What does vision insurance cover?
It's important to review individual policies carefully to truly understand what your vision insurance covers. However, most eye insurance plans cover the cost of:
Routine eye care
Preventive care
Allowance for prescription eyewear
Depending on the type of policy you have, you will typically have to pay at least a portion of the cost for eyeglasses and contact lenses.
LASIK, PRK, and other vision correction surgery have become more mainstream over the past several years. Therefore, some vision insurance will also cover part of the cost or provide a discount for these services.
If you have an eye disease or chronic condition, you will probably receive care under your medical insurance, not your vision insurance. For example, cataracts, glaucoma, and other eye diseases typically do not fall under vision insurance. Instead, you would file a claim with your health insurance company.
