Are the plan prices competitive?

On average we are 20-40% cheaper than the ACA marketplace, with excellent competitive plan options.

What networks do you offer?

We have 2 network options; Cigna (PPO) and PHCS (RBP). 8 deductible plan options for each network. Deductible options include: 1000, 1500, 2500, 3500, 3500 HSA, 5000, 5000 HSA, 7350.

Do you have to be covered under a medical plan to qualify for coverage?

No, a company does not have to be covered currently under any medical plan to apply for coverage.

What is the process to get coverage?

For 10+ employees, OneHealth will email you our Census form (to include information on spouses/dependents if applicable). Once completed this will immediately go to underwriting for review. You will receive a Quote and Proposal document from us within 4 business days. From there, we schedule a quick call to review the proposal and determine next steps.

What is an HSA and the benefits?

A Health Savings Account (HSA) is a type of tax-advantaged savings account that individuals can use to save and pay for qualified medical expenses. HSAs are typically associated with high-deductible health plans (HDHPs), and they offer several advantages.

What medical plan qualifies for an HSA?

We offer two Qualified High Deductible Plans: the $3500 HSA and $5000 HSA Plan options. These are both qualified HDHP plans. The $7,350 Value Plan is NOT ELIGIBLE for the HSA contributions. An employee has to be in either the $3500 HSA or the $5000 HSA plan to be eligible for contributions to an HSA account. For a High Deductible plan to meet the criteria of a Qualified High Deductible plan that will qualify to work with an HSA Account, there cannot be any first-dollar coverage benefits. The $7,350 Value plan does offer a Copay and a Drug card benefit that pays out before the deductible is met. This is why the plan does not qualify.

How to add an existing dependent?

This can only be done during their renewal period or with a qualifying life event (QLE); they have 30 days from the event to add them or they will have to wait for the renewal period and provide proof of the event. A Personal Health Questionnaire (PHQ - for all to be covered) will need to be filled out for all new events. Newborns will be done with a paper application with Birth Certificate and SSN.

How long is an Employee Census good for?

60 days from the date that we send the census to underwriting. After the 60 days, we would need to update (if applicable) and resend the census back over to underwriting.

How is termination handled?

We must receive a completed termination request form.

How are Claims handled?

The provider representative will call the number listed on the employee’s medical ID card. Members can call the number on their ID card to speak with a member advocate who can review their claim if necessary. If the member feels they need further assistance, they should then contact OneHealth customer service.

Premium Plans, Made Personal

Nationwide Health Benefits Designed for Successful Individuals and Small Businesses

Health insurance benefits often come at a steep cost for folks who don’t take the traditional path to employment. OneHealth is revolutionizing this reality, connecting successful small businesses and individuals with high-quality, budget-friendly health plans that rival those provided by Fortune 500 companies. Because everyone deserves the same peace of mind when it comes to their health coverage, regardless of where or how they work.

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With OneHealth, you can access comprehensive coverage and peace of mind while saving money. Our plans are designed to support your well-being, offering flexible options tailored to your needs.

100% ACA-Compliant

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Multiple Deductible Options to Choose From

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Zero Plan Lifetime Limits

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Health Plans Tailored For You

Individual or Family Medical

Individual medical plans cover a portion of medical costs, such as doctor visits, hospital stays, surgeries, prescription medications, and preventative care for individuals and their families.

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Small Business Medical

Group medical plans cover a portion of medical costs, such as doctor visits, hospital stays, surgeries, prescription medications, and preventative care for employer groups.

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Vision

Vision insurance is a specialized coverage that helps individuals manage their eye care expenses.

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Dental

Dental insurance helps cover the cost of dental care, such as routine cleanings, exams, fillings, and more.

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The Support You Want

We are dedicated to delivering unparalleled customer service. Our team is standing by to guide you through the enrollment process, assist with claims, and answer questions about your plan.

The Benefits You Need

Our Benefits Marketplace offers a variety of additional coverage options with no participation minimums or requirements, including dental, vision, and more for both individuals and employers.

The Options You Won't Find Anywhere Else

We offer a variety of medical plan options for individuals, businesses, associations, and other organizations. With a wide range of plans to choose from, there’s something for every need and budget.

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Why Trust OneHealth?

We streamline the process of navigating health plan options for small businesses, guaranteeing that you and your employees receive the appropriate services from the most suitable partners at the most competitive prices.

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Who We Serve

Our clients work in a variety of industries and capacities, but our plan rates are most competitive for folks making at least $70K per year.

Self-employed individuals
Small business owners
Professional board members
Philanthropists
Lawyers and law firms
Dentists and orthodontists
Chiropractors
Travel nurses
Restaurant owners
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Influencers
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Personal trainers
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Testimonials

Real People, Real Reviews

David R. Franchise Owner

OneHealth made quoting and enrolling so simple for my restaurant chain. We got a group plan that’s perfect for us, with accident and dental coverage. The benefit technology has been a game-changer for managing everything!

Laura T. Technology Company

The quoting process was fast and easy. OneHealth handled everything smoothly, from implementation to enrollment. Now my team and I have great health, dental, and vision coverage, all managed with their benefit platform!

Mark S. Construction Company Owner

OneHealth’s quoting and implementation process was seamless. My construction crew is covered with health, dental, and accident insurance. Their benefit tech makes it easy for everyone to access what they need!

Emma P. E-commerce Store Owner

I was impressed by how quick and simple it was to get a quote from OneHealth. The enrollment process was handled perfectly, and now we’re all covered with health, dental, and vision, with easy access to benefits online!

James H. Law Firm

OneHealth made everything so easy—from the initial quote to the final enrollment. My employees are happy with the coverage, and the benefit technology is a big plus for keeping track of everything!

Rachel M. Interior Design Firm Owner

The quoting process with OneHealth was so smooth. They implemented everything quickly, and now my team and I are enrolled in a plan with health, dental, and vision coverage. Their benefit platform is a huge help!

Alex J. Landscaping Business Owner

OneHealth’s fast quoting and smooth enrollment made getting coverage easy for my team. We have health, accident, and dental coverage, and their benefit technology is a real asset for managing it all!

Samantha L. Accounting Firm

I was amazed by how easy it was to get a quote and implement the group plan with OneHealth. The enrollment process was flawless, and their benefit tech makes managing our coverage simple!

Michael B. Roofing Company Owner

The quoting and implementation process was super smooth with OneHealth. My roofing crew is covered with health, accident, and dental insurance. The benefit technology makes accessing everything a breeze!

Olivia K. Digital Marketing Agency Owner

OneHealth made quoting, implementation, and enrollment so easy. We now have health, accident, dental, and vision coverage, all managed through their benefit technology, which has made everything easier!

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Nationwide Health Benefits Designed for Successful Individuals and Small Businesses

I'm a:

Individual

Employers

Broker

National PPO Plans Are Supported by These Trusted Carriers

What Our Health Plans Offer

Health Care Insurance Benefits You Can Count On

100% ACA-Compliant

Affordable Rates

Multiple Deductible Options to Choose From

National PPO Network

Zero Plan Lifetime Limits

$0 Co-Pay Telemedicine

Health Plans Tailored For You

Individual or Family Medical

Small Business Medical

Vision

Dental

The Support You Want

The Benefits You Need

The Options You Won't Find Anywhere Else

Why Trust OneHealth?

Who We Serve

Real People, Real Reviews

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