Trusted. Reliable. Affordable. Real Health Plans
A Modern Benefits Solution
In truth, the majority of small businesses and independent contractors find traditional benefit plans financially challenging. We're revolutionizing this reality, shaping the future of insurance benefits access for independent contractors and small businesses with the purchasing power of a Fortune 500 enterprise. Our comprehensive range of major medical coverage is bundled into budget-friendly solutions for both employers, employees, and independent contractors.
White Glove Support
We are dedicated to delivering unparalleled health plan coverage and customer service. Our team is readily available to assist you with any inquiries and guide you through the intricacies of your plan.
Marketplace of Additional Benefits
Our Benefits Marketplace offers a variety of additional coverage options with no participation minimums or requirements. Our plans include dental, vision, and others for both individuals and employers.
Multiple Plan Options
We offer a variety of medical plan options for individuals, businesses, associations, and other organizations. With a wide range of plans to choose from, our team is ready to assist you in finding the best fit for your needs.
Why Us
Why Use OneHealth
We streamline the process of navigating health plan options for small businesses, guaranteeing that you and your employees receive the appropriate services from the most suitable partners at the most competitive prices.
Our Offerings
What All of Our Plans Offer
Benefits You can Count On
With OneHealth, you can access comprehensive coverage, financial security, and peace of mind. Our plans are designed to support your well-being, offering flexible options tailored to your needs.
100% ACA Compliant
Affordable Rates
Multiple Deductible Options To Choose From
National PPO Network
Zero Plan Lifetime Limits
$0 Co-Pay Telemedicine
Experience Our Plans
Best Health Insurance Plans
Individual Medical
Individual medical plans cover a portion of medical costs, such as doctor visits, hospital stays, surgeries, prescription medications, and preventative care for individuals.
Small Business Medical
Group medical plans cover a portion of medical costs, such as doctor visits, hospital stays, surgeries, prescription medications, and preventative care for employer groups.
Dental
Dental insurance helps cover the cost of dental care, such as routine cleanings, exams, fillings, and more.
Vision
Vision insurance is a specialized coverage that helps individuals manage their eye care expenses.
FAQs
Got questions? We've got answers
On average we are 20-40% cheaper than the ACA marketplace, with excellent competitive plan options.
Deductible options include:
No, a company does not have to be covered currently under any medical plan to apply for coverage.
For 10+ employees, OneHealth will email you our Census form (to include information on spouses/dependents if applicable). Once completed this will immediately go to underwriting for review. You will receive a Quote and Proposal document from us within 4 business days. From there, we schedule a quick call to review the proposal and determine next steps.
A Health Savings Account (HSA) is a type of tax-advantaged savings account that individuals can use to save and pay for qualified medical expenses. HSAs are typically associated with high-deductible health plans (HDHPs), and they offer several advantages.
QHDHP
- We offer two Qualified High Deductible Plans: the $3500 HSA and $5000 HSA Plan options.
- These are both qualified HDHP plans.
- The $7,350 Value Plan is NOT ELIGIBLE for the HSA contributions.
- An employee has to be in either the $3500 HSA or the $5000 HSA plan to be eligible for contributions to an HSA account.
- For a High Deductible plan to meet the criteria of a Qualified High Deductible plan that will qualify to work with an HSA Account.
- There cannot be any first-dollar coverage benefits.
- The $7,350 Value plan, does offer a Copay and a Drug card benefit that pays out before the deductible is met. This is why the plan does not qualify.
This can only be done during their renewal period or with a qualifying life event (QLE); they have 30 days from the event to add them or they will have to wait for the renewal period and provide proof of the event. A Personal Health Questionnaire (PHQ - for all to be covered) will need to be filled out for all new events. Newborns will be done with a paper application with Birth Certificate and SSN.
60 days from the date that we send the census to underwriting. After the 60 days, we would need to update (if applicable) and resend the census back over to underwriting.
We must receive a completed termination request form.
- The provider representative will call the number listed on the employee’s medical ID card.
- Members can call the number on their ID card to speak with a member advocate who can review their claim if necessary.
- If the member feels they need further assistance, they should then contact OneHealth customer service.
Get in Touch
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